Category Archives: Lung Cancer and Radon

Radon and Homeowners Insurance ~ Is it covered??

Radon is a naturally occurring gas that is a product of decomposing Uranium in the earth. Through the decomposition process, radon gas seeps into the Earth’s soil, then providing the opportunity to build up levels and inhabit your home. Radon Gas is found in all 50 states of the U.S. and it’s presence in homes can certainly raise serious health concerns. Radon is not a sudden event or “accident” therefore your homeowner’s policy will most likely not cover the cost of mitigation or health related effects.

Radon Facts and Occurrance

Radon has no color, no odor and is invisible to all of us. Testing for radon gas is strongly recommended for those involved in a real estate transaction. Radon comes from many sources, including our own outdoor air. The dangers increase when we expose ourselves long term to concentrated amounts, such as our indoor air of our homes. Because it is not evident whether or not it is present, radon testing should be conducted. No one gets sick quickly being exposed to radon gas, it’s very different than carbon monoxide. It can however provide ample opportunity for lung cancer. Currently in the U.S. 21,000-23,000 people annually, who are “never-smokers” will have their lives taken by radon induced lung cancer. **Be sure and test your home.

Homeowners Insurance

Lenders and Banks most times make up at least 80% of the homes value in cash therefore will require homeowners insurance to fund the loan. Homeowners is there to protect you from unexpected loss or damage of your property. Loss may occur as a natural event such as tornado, fire hazard, vandalism, theft and other covered events. It will also cover you in the event someone is hurt at your home or on your property. The insurance does not cover the cost of radon mitigation. 

Testing Your Home

Every home when tested will report some level of radon gas. As a matter of fact, there will not/should not ever be a reading of “0” pCi/l and if there is….something went wrong with the test. Outdoor natural occurring radon levels are around .3 pCi/l and the EPA will recommend mitigations for any home that tests over 2.0 pCi/l. **This is for homes not involved in real estate transactions, currently the disclosure level for radon in real estate is 4.0 pCi/l. Testing comes in many convenient options. There are charcoal canister tests available as well as electronic monitors that run continuously in your home and of course professional testing with highly calibrated equipment and lots of data. If you should test the home yourself as a homeowner, please be sure and adhere to the strict instructions to prevent an inaccurate reading.  

Mitigating Your Home

Radon mitigation is a process in which a combination of suction point(s), pipework, radon fan and caulk sealing is installed to reduce indoor radon levels. The type of process most common in the Midwest is called Sub Slab Depressurization. It’s a fancy title that basically mean, to create more negative pressure under your foundation, than already exists in your house. Thus the result is the movement of the gas to an exhaust point and significant reduction levels. In Illinois, radon is a licensed trade and you can find a local mitigation professional on the State of Illinois website. Most systems are installed in as little as one day and begin to work immediately. You must also retest your home after the installation of the system – this will provide you with the new “norm” of reading in your home. The average cost of a radon mitigation install will range from $1000 – $2500. Some systems depending on design and need of the home may fall below or above the state range. An onsite estimate and review of your home is highly recommended. 

Special thanks to the IEMA and UALC for providing some of the content above. 

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Lung Cancer and Women

What does the word “Woman” bring to mind…..How ’bout partner, wife, mother, caretaker, lover,  schedule planner, gentle, fierce….I can go on and on. Women in general are so focused on taking care of others, they often put themselves last. Then why, oh why would you not test your home for Radon Gas – man or woman??? As parents and husbands/wives,  we buckle our children in the car, help them cross the road, wash their fruits and vegetables, make doctor appointments, dental appointments etc., etc., To all of the women out there (and men too) – we dedicate this post to focusing on YOUR HEALTH. Let’s take care of ourselves and in turn our families. Now let’s take a look at some eye opening information ~

Most people know that smoking can cause cancer, however many don’t realize that Lung Cancer can attack non-smokers too. In America between 16,000 and 24,000 people die of lung cancer each year. According to Cancer.org, if lung cancer in non-smokers had it’s own category ~ it would rank in the top 10 most fatal cancers in the U.S.

There seems to be an underlying perception that if one has been diagnosed with lung cancer, they must have smoked – right?? Well, not necessarily. And to top it off – why does it seem to favor women?? Let’s break things down and take a look –

  • Radon Gas – It’s the leading cause of lung cancer among non-smokers
  • Second Hand Smoke – According to the American Cancer Society, approximately 3,400 non smokers die of lung cancer from second hand smoke.
  • Gene Mutations – when gene mutation occurs, it contributes to the occurance of cancer.

**Since 1987 Lung Cancer has become the #1 Cancer killer of women in the United States. Alarmingly, 1 in 5 women diagnosed with Lung Cancer have never smoked. Lung Cancer in women surpasses breast cancer, ovarian, uterine, cervical, and vaginal cancers combined. According to Unitingagainstlungcancer.org among never smokers, women are more likely to develop lung cancer vs. men. It also attacks them at a much younger age.

That’s some sobering information above. Knowing that Radon Gas is a major contributor to the potential of lung cancer – why not test your home??? It really can be as simple as washing your fruits and vegetables! There is endless information about Radon Gas exposure and Lung Cancer. Call your local county, visit the Illinois Emergency Management Agency website (or just search Radon and your state). Get yourself educated and take any necessary action. Aren’t you worth it??

Christopher Bice, Founder of Guardian Radon Mitigation & Electrical Services, LLC is a licensed and certified Radon Mitigation contractor through the State of Illinois’ IEMA Division.

**Special thanks to  Uniting Against Lung Cancer and Cancer.org for providing some of this data